Building lifelong relationships rooted in performance and trust
Troy Bender
President and CEO
Troy Bender, president and CEO at Asset Retention Insurance Services, Inc., has more than 30 years of experience in the insurance and annuity industry and holds a Bachelor of Arts degree in Economics from UCLA. He has lived his entire life in Southern California. Troy started his career in the financial services industry as a bond and stockbroker with Merrill Lynch and then moved to Prudential Securities. In 1999, he started Asset Retention Insurance Services, Inc., where he helps clients age 35 and over on how to preserve their assets, increase their income, and reduce income taxes.
Troy’s honors include being an Accredited Business with the Better Business Bureau since 1999 as well as the distinction of twice being named the FIVE STARS Best in Client Satisfaction Wealth Manager by Orange Coast Magazine. Troy believes being trustworthy and ethical are the cornerstones of helping people realize your true character.
Troy’s book, “The Ultimate Success Guide,” co-authored with best-selling author Brian Tracy, was released in May 2013 and earned him the Editor’s Choice Award for his chapter on IRA’s. He also has been featured on ABC, CBS, NBC and Fox affiliates around the country as well as in Newsweek and Designing Wealth magazines and the “Orange County Resource Guide for Seniors.” Troy has been published in the Wall Street Journal as well as Forbes Magazine.
Troy was honored in late 2016 in the O.C. Register because one company he partners with, bestowed upon him, “The Noble Achievement Award”. This award has been given to only 7 agents since 1995. This honor is earned because of exemplary service, commitment to success and dedication to clients.
Troy is fortunate to have 3 amazing children and blessed with 2 grandchildren. It is Troy’s intention to develop a long-term and committed relationship with each of our clients.
CA License #0747976
Terry Chung
Senior Wealth Planner
As Senior Wealth Planner at Asset Retention, Terry Chung brings over 32 years of experience in financial services to the team. She spent 30 years in the mortgage industry, holding the position of Senior Vice President at multiple direct lenders and trading billions of dollars in mortgage loans throughout her career. Terry leverages her extensive financial expertise and business acumen to help clients optimize their financial assets and achieve the best possible outcomes.
Terry is deeply passionate and highly dedicated to helping clients protect and grow their retirement, regardless of portfolio size. Each client receives her full attention and commitment to achieving their financial goals. She provides value by identifying solutions that enhance portfolios, support retirement planning, and integrate estate planning, offering educational and innovative strategies that clients may not have previously considered.
Jasmin Darensbourg
Client Services Specialist & Marketing Coordinator
Jasmin serves as the Client Services Specialist and Marketing Coordinator at Asset Retention, where she has been a valued member of the team for the past four years. She plays a key role in coordinating educational seminars, managing daily administrative operations, and assisting clients with their account inquiries. Jasmin is dedicated to delivering a positive client experience by providing responsive service and ensuring each interaction is handled with professionalism and care.
Prior to joining Asset Retention, Jasmin gained diverse experience in sales, management, accounting, and financial services. Her roles have included Sales Representative, Manager, CPA Assistant, Financial Advisor Assistant, and Executive Assistant for a CPA firm. This background has given her a well-rounded understanding of client service and financial planning, allowing her to support both clients and advisors with confidence and meticulous attention to detail.
Christian Chung
Client Service Specialist
As a Client Service Specialist with Asset Retention, Christian Chung excels in assisting clients with policy services and addressing account-related questions. He is also responsible for preparing for client meetings and ensuring smooth client visits. Christian evaluates accounts to support Troy and Terry in preparing for annual reviews, opening new accounts, and managing death claims for beneficiaries.
With a natural affinity for mathematics and the sciences, Christian operates with ease in analytical tasks, enjoying the process of crunching numbers to calculate benefits, proposals, and policyholder documentation. His strong analytical skills enable him to strategize with Troy and Terry to improve client returns, identify optimal solutions, and maximize client benefits.
Strategies for Financial Independence
Contact us at [email protected] or call us at 949.595.4409 (toll free: 877.707.4409) to schedule a time to discuss your financial situation and the potential role of insurance in your financial strategy.
Have Questions for Troy Bender?
It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below
